The Annual Percentage Rate (APR) and Principal and Interest payments for owner-occupied first trust deeds in this disclosure are based on a $200,000 loan amount for conforming loans, $418,000 for jumbo ARM, $729,800 for jumbo fixed and $418,000 for high balance loans for the stated term including applicable points and customary closing costs. Loan amounts are calculated at 80% of the value of the property. Loan to values greater than 80% may require mortgage insurance. Other conditions and restrictions may apply.

* All ARM loans have a 30 year amortization. ARM rates are subject to change after loan closing.

The APR for adjustable rate first mortgages in this disclosure is based on the 1 year U.S. dollar-denominated deposits in the London Market (LIBOR), as published in The Wall Street Journal.

Loan Level Price Adjustments may apply based upon certain eligibility or other loan features such as credit score, loan purpose, occupancy, number of units, product type etc.

The rates listed above are for informational purposes only. They fluctuate with the market and are not guaranteed without a valid rate lock. Rates and terms are subject to change without notice.

Today's rates are posted on this page between 9:00 - 10:30AM PST. If yesterday's date is listed as the effective date, the rates reflected here are unavailable. If you wish to lock your interest rate for a current application, refer to the "Rates" section under "Rate Lock" for details.

The results of any loan calculator are not intended to be and should not be considered a decision of, or a commitment to the loan type of amount for which you may qualify.

Loans on second homes and investment properties are also available.

 

 

Meriwest Mortgage Company, LLC is licensed in California by the Department of Corporations, License #4150034, pursuant to Financial Code Section 50121 and 50130(f) of the California Residential Mortgage Lending Act and in Arizona by the Arizona State Banking Department, License #BK0904975