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Notice to Members Who Use Bank of the West ATMs
Notice to Members Who Use Bank of the West ATMs
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Furloughed Government Employee Support

We understand that as Federal government workers, many of our members may not get paid during the shutdown. If you are facing any financial hardship as a result of the shutdown, we want you to know that Meriwest is here to help.  Here are some assistance programs to help make life a little easier for our furloughed members.1  

  • SKIP-A-PAY: 
    Qualified members1 with current loans that are eligible2 for Skip-a-Pay can exercise the option and Meriwest will waive the $35 processing fee for each loan.
    Meriwest will refund NSF fees for qualified members1 who have incurred a fee during the shutdown period – maximum of 5 per month.
    For qualified members1 with funds currently in any term account (Certificate), Meriwest will allow for withdrawals and waive any early withdrawal penalties.  For those with 5-month or 8-month Liquid Certificates, which allow fund withdrawals, should a withdrawal cause the balance to drop below the $10,000 minimum required, Meriwest will close the account and waive any penalties.
    We will make unsecured loans for up to $5,000 at a low 5% fixed APR3 with terms up to 36-months to qualified members.1
    We can evaluate a forbearance plan for members with a first mortgage with Meriwest, please call 800-364-6636 and select option 2.
    Furloughed members with Meriwest credit cards may be eligible for late payment relief (fee & credit bureau reporting waivers). Contact ELAN directly at 800-558-3424 to learn more.
Meriwest is here for our members during these trying times. If you have any questions or need additional information, please visit any of our Financial Center locations, or call us at 877-MERIWEST (637-4937), or 800-364-6636, option 2, for Meriwest Mortgage.

1: A member’s “furloughed status” must be confirmed through proper documentation for a member to be qualified for pricing/fee concessions. Meriwest Membership must have been in effect as of January 1, 2019.

2: Only two Skip-a-Pays per loan in a calendar year, the minimum of 120 days (4 months) between the Skip-A-Pay will also be waived. Cannot be combined with any other offer. Skip-a-Pay does not apply to first mortgages, Community Advantage, Certificate Pledge, Workout, interest-only stock, and interest-only HELOC loans, or Loans to Minors. Finance charges will continue to accrue on your loan account(s) during the month you use Skip-a-Pay. Your regularly scheduled payment will resume the month after your skipped payment. Membership must be in good standing. All loans must be current in order to be eligible for skipping a payment. Loan must be at least six (6) months old and have been in good standing for the previous six (6) months. You must meet all Meriwest qualifications. Other restrictions may apply. If appropriate identification of furloughed status is not provided, a standard $35 processing fee per loan will apply. This service fee has the equivalent effect of changing your Annual Percentage Rate for the month of the skipped payment only.

3: APR is Annual Percentage Rate. Certain restrictions apply.