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Community Blog

October 10, 2018

How to Create a Resilient Retirement Plan


Living at home?
"If you can’t change it, change the way you think about it."Resilience is defined as the ability to deal with life events and essentially “roll with the punches.” When you take a few moments to think about all the events that challenge our resiliency the list of those life experiences can appear to be quite extensive...

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September 26, 2018

Living at Home? It’s a Smart Way to Chart a Financial Future


Living at home?
If you are a young Millennial living at home with your parents, you’re not alone. According to Pew Research people 18 to 34 years old who are living with one or both parents is now the most common living arrangement for this age group – 32 percent of Millennials are doing it...

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September 12, 2018

What Are Credit Unions And How Can They Help You?


Credit Unions
The euphoria of getting a paycheck has probably been tempered with the reality of bills and savings. Car payments, rent, student loans, saving up to buy a house, all of that counter-balances the excitement of earning real money for the first time....

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August 30, 2018

Is It Safe to Bank on Wi-Fi?


Public Wi-Fi
Wi-Fi makes it easy to access information and do business online — whether you’re around the house, around town, or anywhere around the world. But just because it’s easy doesn’t mean it’s a great idea...

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August 15, 2018

How to Use Credit the Right Way


Your Credit
When you’re working to build or rebuild your credit history, how you use credit is everything. It’s important that you use credit the right way to build and maintain a good credit score...

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August 1, 2018

The Most Important Rule of Investing


Identity Theft
There's one golden rule that you should always keep in mind and observe when you're investing: Never invest money that you can't afford to lose. Investing is not saving. There's a significant difference between saving and investing...

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July 19, 2018

Planning for Retirement: An Introduction


Identity Theft
Even if you truly love your work, the day will come when it’s time to punch out for the last time and start your retirement. And when that day comes, you’ll want to have a robust financial plan in place...

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July 3, 2018

How to Protect Yourself From Identity Theft


Identity Theft
A financial plan gives you a road map for handling your money in a way that cuts stress and builds security. It’s crucial for meeting goals, such as buying a house or creating a nest egg that will last long after you’ve collected your final paycheck...

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June 18, 2018

How To Make a Financial Plan


Financial Plan
A financial plan gives you a road map for handling your money in a way that cuts stress and builds security. It’s crucial for meeting goals, such as buying a house or creating a nest egg that will last long after you’ve collected your final paycheck...

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June 5, 2018

Should You Rent or Buy a Home?


Buy or Rent?
Homeownership was once the cornerstone of the American Dream, but times are changing. More U.S. households are renting today than at any point in the last 50 years, according to a Pew Research Center analysis. For many people, the comforts of home include a well-funded bank account...

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May 22, 2018

The Huge Expense of Cultural Norms


The Cost of Cultural Norms
Having a big wedding. Going out to the club with friends. Exchanging gifts at Christmas with extended family. Going out for dinner. Driving a shiny new car. Living in a bigger house than necessary. Going out for drinks. Wearing makeup and jewelry...

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May 8, 2018

The Five Enemies of Your Financial Success


Enemies of Financial Success
The path to financial success is actually surprisingly simple.Spend less than you earn. Do something sensible with the difference.That’s it. If you do that each month, each year, each decade, you’ll have quite a lot of financial success. Debt will melt away...

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April 9, 2018

National Credit Union Youth Month: The Science of Saving


The Science of Saving!
This April, we are celebrating National Credit Union Youth Month and we encourage you to bring your children into any of our branches to learn more about the Science of Saving. Saving your money isn’t always easy, especially when you don’t have a lot to spare...

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March 27, 2018

What to Do if Your Aging Parents Are Going Broke


Family Money Issues

It’s a money leak that no one’s talking about: Nearly one in four Americans helps support a parent financially, according to a Care.com survey. But most families don’t discuss the issue — or the dollars involved — until a health or other crisis arises, says Jody Gastfriend, vice president of senior care at Care.com.

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March 15, 2018

This Simple Rule Tells You Where to Put Your Retirement Money


What's Your Plan for Retirement

IRAs. Roth IRAs. 401(k)s. SEP IRAs.

Simple IRAs. Considering all the different types of retirement accounts can get a little dizzying. With all these options, where should you be socking away your retirement dollars?

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February 28, 2018

The Disasters That Can Ruin Your Finances (and How to Avoid Them)


Avoiding Financial Disasters

To protect against floods, some people build houses on stilts or pilings. For tornadoes, there are storm cellars. And in the event of a fire, most buildings have (mandatory) smoke detectors and fire extinguishers. There’s no doubt the idea of a disaster can be terrifying, but in many cases they can be avoided—or at least insured against—with some smart planning.

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February 13, 2018

Charity of the Month: Abode Services


Helping Adobe Help the Homeless

“Abode Services is one of the largest and most effective nonprofits fighting to end homelessness in the Bay Area” says Abode Services Community Landlord Retention Coordinator Audrey Kwon.

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February 1, 2018

How to Open a Credit Union Account


How to open a credit union

Credit unions are a great place to keep your money and get loans. They’re usually a safe bet for finding free checking, and rates on savings accounts and loans are competitive. What’s more, these institutions are typically local, so they keep money (and their attention) in the same community you live in.

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January 17, 2018

Parent Trap: Supporting an Adult Child Will Cost Both of You


parent trap

You can’t blame parents for wanting to help their adult children. But when they fork over cash for their kids’ daily living expenses, parents may jeopardize their children’s long-term financial success — and put their own retirement at risk.

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January 8, 2018

5 Homeownership Changes Coming Under New Tax Law


Home Ownership Changes

Will the new tax law save you money or cost you money? The answer depends on a complex array of factors that touch on just about every aspect of your financial life. This article is about a subset of your finances: How the tax law will affect homeownership and mortgages.

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September 11, 2017

Charity of the Month Thomas Russell Middle School


Charity of the Month Thomas Russell Middle
It’s that time of year again! School is back in session. During the month of August, Meriwest Credit Union’s Milpitas branch was busy getting hundreds of students ready for the new school year.

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September 8, 2017

Equifax Data Breach What Can Consumers Do


Equifax Data Breach
Equifax has reported that a giant cybersecurity breach compromised the personal information of as many as 143 million Americans — that’s almost half the country

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August 17, 2017

Millennials Fuel Mortgage Growth


Millennials Fuel Mortgage Growth
Did you know that economic trends in residential real estate suggest opportunities ahead in mortgage lending? In 2017, there will be more qualified borrowers, more buyers looking for a home, more new homes, and more refinancing for home improvement.

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