*APY is Annual Percentage Yield. Variable rate account, rate may change after account opening. APY is accurate as of April 1, 2019. The minimum balance to open the account is $20 and the minimum average daily balance to earn the stated APY is $100. Balances $15,000 and under earn 2.00% APY as long as monthly criteria** is met. The remaining balance over $15,000 earns 0.10% APY. If the monthly criteria** is not met, the entire balance earns 0.01% APY. Fees may reduce earnings.
**Members must meet the following criteria each month to qualify for the REWARDS: 1) 10 posted and cleared debit card transactions per month (PIN or Signature based, not including ATM transactions); 2) Establish direct deposit ($1,000 total minimum per month); 3) E-Documents enrollment (receive monthly e-statements and account notices electronically). Dividends earned will be calculated and ATM Surcharge Rebates will be refunded based on prior month end data.
Membership requires a one-time non-refundable $5 fee.