|Terms for Fixed Auto Loans||New Auto Loans (APR* as low as)||Used Auto Loans (APR* as low as)|
01 - 24 Months
25 - 36 Months
37 - 48 Months
49 - 60 Months
61 - 72 Months
73 - 84 Months
85 - 96 Months**
We also offer a special Eco-Auto Loan rate for qualified cars, call 877-637-4937 to learn more!1
Minimum Loan Amount: $5,000.
* APR = Annual Percentage Rate
** 73 month financing available for loans exceeding $15,000. 84 month financing available for loans exceeding $20,000. 96 month financing available for loans exceeding $25,000.
*** Rates, terms and conditions of loan will be based on individual credit worthiness. No further rate discounts apply. Current rates reflect promotional rate.
1: The Meriwest Eco-Auto Loan is available for the purchase of new vehicles on the California Department of Motor Vehicles’ Official List of Qualifying Vehicles for Clean Air Vehicle Decals which can be found here: https://www.arb.ca.gov/msprog/carpool/carpool.htm. Vehicle must be new (current year) or newer with less than 1,000 miles. Offer only valid for AA or A Tier borrowers. Rate effective as of January 2, 2019, see our New Auto 37-48 month rate. Loan amounts of at least $30,000 to qualify for advertised rate. Loan amounts less than $30,000 will receive a 0.25% higher rate. Fixed rate over your choice of term of 48, 60, 72 or 84 months only. Rates, terms and conditions of the loan will be based on individual credit worthiness. Individual payments may vary depending upon rate, amount and term. For example: Monthly payment of $679.41 based on a $30,000 loan amount for 48 months at 3.99% APR. Offer subject to change or end without notice. Other restrictions apply. Please contact the credit union for more details. Membership is required with a one-time non-refundable $5 fee.